Even with all the advice here at Personal Finance By The Book, you still managed to overspend this holiday season. It’s not that surprising; one-in-three Americans put their holiday on credit cards. Many more used loans, credit lines, and same-as-cash deals to pay for the big day. And with presents, eating out, travel, and increased [...]
Continue Reading →
How do you feel when your bills pile up on you? Overwhelmed? Out of control? Hopeless? Even when you start making progress, do you run out of steam? Is “getting started” something that you continually postpone? Yes, debt bondage can be overwhelming, but setting a time goal will help you take control of your [...]
Continue Reading →