Budgeting

What Really Qualifies as an Emergency?

If you follow Dave Ramsey, you are aware that your very first priority is to establish a $1,000 emergency fund for those unexpected life events.   The point of this “Baby Step One” emergency fund is to provide you a buffer or fall back while you’re paying down debt with “gazelle intensity”.

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How to Apply Scissors to Your Budget

If you’ve already set a budget, kudos to you!  You’re already ahead of the game.  The real challenge comes with keeping it and knowing which areas you should give some flexibility to and which ones are non-negotiable.

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Spending Money You Do Not Have

Consumer debt in America has skyrocketed. According to the U.S. Treasury, consumer debt has jumped from $355 billion in 1980 to a staggering $2.4 trillion in 2010.  With credit cards as one of the biggest culprits of America’s spending spree, it’s easy to see how we’ve fostered a society that thinks it’s OK to spend [...]

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How To Save Money When You Least Expect It

One of the best ways to increase your cash flow is to decrease your spending.   Yes, you could cut out cable TV,  drive an older vehicle,  or find the cheapest IPhone plan, but I want to show you a few ways to save money where you least expect it. The savings may not be monumental, [...]

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Budgeting Series Part Four: How Your New Budget Will Change Your Life

Welcome to our Budgeting Series! Wait!! Don’t hit that back button just yet. You know deep down inside that you need a budget. Right? Right! So let’s make a deal. My part is to write the following four part series with the promise that each segment will be short and simple:

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Budgeting Series Part Three: Nuts, Bolts and Tips for Your New Budget

Welcome to our Budgeting Series! Wait!! Don’t hit that back button just yet. You know deep down inside that you need a budget. Right? Right! So let’s make a deal. My part is to write the following four part series with the promise that each segment will be short and simple:

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Budgeting Series Part Two: 5 Things Your Budget Will Do For You

Welcome to our Budgeting Series! Wait!! Don’t hit that back button just yet. You know deep down inside that you need a budget. Right? Right! So let’s make a deal. My part is to write the following four part series with the promise that each segment will be short and simple:

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Budgeting Series Part One: 5 Reasons Your Previous Budgeting Attempts Failed

Welcome to our Budgeting Series! Wait!! Don’t hit that back button just yet. You know deep down inside that you need a budget. Right? Right! So let’s make a deal. My part is to write the following four part series with the promise that each segment will be short and simple:

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20 Sites to Help You Spend Less and Save More

With Christmas upon us and a New Year around the corner, we can all use tips on spending less and saving more.  I want to thank Bailey Harris, who writes about homeowners insurance for www.homeownersinsurance.org. for supplying this guest post. The Internet offers more than just shopping opportunities–it also provides helpful tools for tracking expenses, [...]

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