Carnival of Financial Planning

 

BUDGETING AND ECONOMICS

Odysseas @ Card Hub Blog writes Card Hub’s Credit Predictions for 2013 – http://www.cardhub.com/edu/credit-predictions-2013/ Have some fun checking out CardHub’s predictions for the economy, credit, money management products, and more! Hey, why not, the 2012 predictions were pretty darn accurate!

Emily @ PT Money Personal Finance writes Have You Considered [the Cost of] Adoption? – If you’re considering adoption, this insightful post breaks down the 3 types of adoptions and the costs that can accompany them.

James Petzke @ This Is Common Cents writes Couponing: The Time Consuming Way to Increase Your Spending – Coupons really aren’t that great of a way to save money over some of the alternatives.

Mike @ Experiglot writes Three Courses I Wish Existed in High School – The courses I wish were offered to young folks.

Dan @ Darwin’s Money writes 10 Stocks Paying Special Dividends in 2012 to Avoid Fiscal Cliff – In an attempt to beat the clock, here are 10 Stocks Paying Special Dividends in 2012 to Avoid Fiscal Cliff. Investors can capture many of these dividends before year-end based on this list.

Marvin @ Brick By Brick Investing writes How A Single Person Should Live If They Want To Be Rich – A detailed letter providing guidelines to a young fraternity brother on how to become rich.

Gary @ Gajizmo – PF writes Why You Should Always Carry Cash With You – We all worry about getting mugged with a handful of cash in our wallet, but there are plenty of good reasons you should always carry cash with you.

 

CAREER AND INCOME

Wayne @ Young Family Finance writes How to Improve Your Family’s Finances – It’s been a while since I have written specifically about family finances. In the past year, my wife have made huge progress in our family’s financial situation. In the past year, both of us have received promotions/new jobs, increased our savings, invested more money, and also splurged a little.

Jennifer Lynn @ Broke-Ass Mommy writes A Mish-Mash of Goals – Read how I’m doing with my financial goals and really life goals too!

Corey @ Steadfast Finances writes How Much Does College Really Cost? – College costs a lot more than just tuition. The cost of college also includes other fees associated with getting a college degree.

Mike @ The Financial Blogger writes Is It Okay to Borrow Money to Start a Business? – A look at using money to make money.

Martin @ Start Freelancing Now writes What Happens When You Don’t Win Millions of Dollars in The Lottery? – How-to react when you don’t win the lottery.

 

DEBT AND CREDIT

John @ Frugal Rules writes How do Credit Cards Make Money? I Found Out the Hard Way – When you make a purchase with your credit card, do you know who you’re borrowing money from? I didn’t and years ago after getting myself into some credit card debt, I realized that I made an assumption that was fundamentally wrong about credit card companies – that they cared about me. I asked myself the question, ‘how do credit cards make money?’ and realized the answer would be my motivation for never getting into credit card debt again.

Don @ MoneySmartGuides writes 5 More Ways To Prepare Your Home For The Winter – Here are 5 more ways in addition to the earlier ones on ways to prepare you home for the winter.

Savvy Scot @ The Savvy Scot writes SALLTYE – Spend a LOT Less Than You Earn – A GREAT point from The Savvy Scot this week; SALLTYE – Spend A Lot Less Than You Earn.. And Here’s why

 

INVESTING AND SAVING

Josh Thompson @ Becoming Your Own Bank writes Alternative Investments – Alternative investments to stocks, bonds, mutual funds, and government sponsored plans.

Matt @ Dividend Monk writes Financial Freedom: The Accelerated Version – A huge overview on how to substantially reduce the amount of time it takes to become financially independent.

Daniel @ Sweating the Big Stuff writes Lending Club: One Year Later – It’s been a little over a year since I started investing in Lending Club. It looks like my performance has pretty good! Here’s what I’ve learned.

Ted Jenkin @ Your Smart Money Moves writes What Is An Appropriate Holiday Tip To Give? – Thanksgiving is behind us and now it is on to the mad holiday dash that will include office Christmas parties, trips to the local mall, and lots of gift

Tushar @ Earn More and Save writes Peer to Peer Lending Versus CDs – Peer to peer lending and CDs – which is a better vehicle to invest your money?

SFB @ Simple Finance Blog writes Who Should Pay For Bridesmaids’ Expenses? – Who pays for the expenses incurred by bridesmaids? It’s a question every bride-to-be has grappled with, and one that lacks a coherent answer.

Jon the Saver @ Free Money Wisdom writes Ideas for Inexpensive Christmas Gifts for Young Children – Christmas does not always have to be expensive. They won’t realize how much you spent on them. As long as they think it’s cool, you’re good!

TDB @ Tax Deduction Blog writes How to get the best tax advantage with HSA? – HSA provides all the advantages of a traditional IRA, including tax-deductible contributions and the best of Roth IRA, which is tax-free growth?

Eddie @ Finance Fox writes Tipping Etiquette a Touchy Subject For Patrons and Servers – I’ve written a few articles in the past about the tipping etiquette, how much to tip and in which cases to tip. Yet, tipping etiquette is different for everyone.

Maria @ The Money Principle writes Give Yourself the Spirit of Entrepreneurialism this Christmas – Entrepreneurialism needs variety of conditions and a tidy, pleasant working environment is one of them.

Debt Guru @ Debt Free Blog writes Budgeting for the Year – The year is almost coming to a close and that means a lot of things. Not only does it mean Holidays, vacation, time with family, but also the beginning of a new year. This is the time of the year that people start to go crazy with new years resolutions.

IMB @ Investing Money writes Should I Invest in Individual Stocks? – Everyone should consider investing in individual stocks. You need to consider the fees and risks involved in this strategy. find out if it is right for you.

Passive Income Earner @ The Passive Income Earner writes How To Rebalance a Stock Portfolio – Find out what you need to look out for when rebalancing a stock portfolio

Ashley @ Money Talks Coaching writes Living Beyond Rich – Did you know I’m in a book?! It’s called Living Beyond Rich and it launches today! Wohoo! I’m so excited.

ETZ25 @ Entertainment Timez writes Fun With Free Christmas Activities – These are the free christmas activities that I enjoy doing during this christmas year

Tushar @ Earn More and Save writes Peer to Peer Lending Versus CDs – Peer to peer lending and CDs – which is a better vehicle to invest your money?

Michelle @ The Shop My Closet Project writes What if money didn’t matter? – Read my take on if money did not matter! What do you think?

Aloysa @ My Broken Coin writes Things I Learned About Myself in November – Last month I decided to explore a different realm of writing besides blogging, and I joined NaNoWrimo. I was writing a novel. In one month. Yeah, I know what you are thinking. During this one month I not only attempted to write a novel, I also did some self-analysis, self-exploration and self-beating.

Tushar @ Start Investing Money writes Low Minimum Mutual Funds to Consider Investing In – I’ve researched a lot of mutual funds and I found these low minimum mutual funds to consider investing in.

SavingMentor @ How To Save Money writes Netflix Canada Doesn’t Suck – About 2 years ago, shortly after Netflix was launched in Canada, my good blogging friend Simon from Sustainable Personal Finance proclaimed confidently to the world that Netflix in Canada Sucked after trying out the service for a short while. Conversely, I have been a subscriber to the service paying the $7.99 a month faithfully almost since the service launched.

 

REAL ESTATE AND PROPERTY

Charles @ Wallet Hub writes How to Buy a House – Whether you are ready to buy a home or just sticking a toe in the real estate water, it’s never too early to start doing your homework. Buying a home can seem overwhelming, so let’s break it down into a series of steps, and take them one at a time.

Bryan @ Gajizmo – Personal Finance writes Should I Pay Off My Mortgage Early? – There are certainly advantages and disadvantages to paying off your mortgage early. In this article, we describe the specific financial situations that warrant a family paying off their mortgage versus other circumstances where you would be better off keeping it.

 

RETIREMENT AND TAXATION

J.P. @ Novel Investor writes Year End Tax Tips For 2012 – The end of the year is a great time to start your tax planning. Get a head start on your tax savings with these year end tax tips.

Robert @ Entrepreneurship Life writes How To Register Your Business in the UK – The process to register your business is actually very simple, but can differ depending on the type of business you want to set up.

Rohit @ The Money Mail writes Roth IRA Conversion – Converting to a Roth IRA is a very easy and simple process. This article provides an overview of the Roth IRA conversion rules and process. If you are looking to convert your Traditional IRA or 401K account to a Roth IRA, read on.

Kyle @ The Penny Hoarder writes Moving Jobs? Take Your Retirement Fund with You – How many times have you changed jobs? Three, four, five, or more? Each time you change jobs, do you make sure to take your retirement with you? If you are young and only employed briefly, do you just pay the penalties and instead cash out the retirement and pocket the money? We live in a The post Moving Jobs? Take Your Retirement Fund with You appeared first on The Penny Hoarder.

Super Saver @ My Wealth Builder writes Government Ponzi Schemes That Could Fail – Maybe government retirement payments are not as guaranteed as implied.

Super Saver @ My Wealth Builder writes How People Pay No Federal Income Tax – The answer is generally by getting older, having kids, making less, going to college, and getting miscellanious credits or deductions. Not necessarily in that order or in combination:-)

FMF @ Free Money Finance writes A Simple Way to Calculate Your Retirement Number – In How Much Money Do I Need to Retire? (60 Minute Financial Solutions) the author provides a simple way to calculate your retirement number.

MR @ Money Reasons writes Using Paypal As A Simplified Bookkeeping System – I recently signed up for the PayPal credit card so I could used paypal as a simplified bookkeeping system for tax purposes.